Business Coach | Grow Your Business

How to Raise Your Credit Score – Advice from my Immigration Attorney

Tayde Aburto

February 6, 2021

How to Raise Your Credit Score
3 MIN READ

In this video, I’m going to share with you the advice that I got from my immigration attorney when I was in the process of becoming a U.S. citizen. I will also give you some advice on how to boost your credit score and keep your credit score in good shape.

Before I jump into the credit score topic, if you are someone interested in migrating to the U.S. make sure you hire an experienced immigration attorney to deal with your situation. It will be one of the best investments that you make in your life. Remember, get a good immigration attorney to deal with your particular situation.

Now, to keep a good credit score make sure you:

– Pay your credit cards and loans on time
– Your used credit line vs your available credit line is under 30% utilization
– You have different types of lines of credit
– You don’t apply for new credit in short periods of time
– You have a good length of credit history

Check the status of your credit score at annualcreditreport.com. It’s FREE!

– Check your credit history
– Make sure that all your information is correct. A good credit report means a good credit score, if you haven’t brake any of the credit score rules that help you to have a good credit score.

One of my favorite credit cars is the AMEX Platinum, it offers great benefits. Check it out here http://refer.amex.us/TAYDEA0qXJ?xl=cp01​

Monitor your credit score- Open your account with the credit reporting companies:

Transunion.com
MyEquifax.com
Experian.com

Diversify your credit to give your credit score a boost:

– Open a secured line of credit – secured personal credit with a Credit Union.
– Become an Authorized User of someone with a good credit score.
– Ask for a Credit Line Increase to help you boost your credit score.
– Stop opening new lines of credit if you don’t need them.
– Get current and Pay Down Multiple Times. It looks good on your credit score.
– Don’t make sudden large buys, if you don’t need to.

Don’t do the following, they affect your credit score:

– Try to avoid collections
– If you get a credit card don’t close it
– Avoid introductory rates
– Don’t apply for a new credit line within 2 weeks after you got approved for one.
– Remember, 30% utilization per account in total. I said it before and I want to repeat it again.

Keep your credit score healthy:

– Separate business credit & personal credit.
– Open new accounts when appropriate
– Credit freeze if you don’t need to apply for new credit lines.
– Get Identity Theft Protection. It’s worth it!

Try to keep your credit score good, excellent is better!

Excellent credit score starts around 760+ points. Good luck!

🌍 My website / blog – https://taydeaburto.com​​​
📸 Instagram – https://instagram.com/taydeaburto​​​
🐦 Twitter – https://twitter.com/taydeaburto​​​
🎓 LinkedIn – https://linkedin.com/in/taydeaburto​​​
📕 Facebook – https://facebook.com/taydeaburto​​​
🤵Subscribe to my son’s channel “TaydeShow” – http://taydeshow.com​​​

➖➖➖➖➖➖➖➖➖➖➖➖➖➖➖➖➖➖➖➖➖➖➖
🚧🚧🚧🚧DISCLAIMER🚧🚧🚧🚧

❎ I am not a certified business consultant, e-commerce master, digital marketing guru, CPA, attorney, insurance, or financial advisor. I’m not a certified personal development coach. The content in these videos shall not be construed as business coaching, tax, legal, insurance, health & safety, financial advice, life advice, or other and may be outdated or inaccurate; it is your responsibility to verify all information yourself. This is a Youtube video for entertainment purposes ONLY. If stocks or companies are mentioned, Tayde MAY have an ownership interest in them — DO NOT make buying or selling decisions based on Tayde’s videos. If you need advice, please contact a qualified CPA, attorney, insurance agent, business coach/ business consultant/ life coach/e-commerce consultant, etc. financial advisor, or the appropriate professional for the subject you would like help with. Linked items may create a financial benefit for Tayde Aburto Show®. Any use of other media is by fair-use or license only.

Trademarked Slogans (NO use without written permission and license):
⛔️Hispanic Chamber of E-Commerce® (https://hiscec.com​​​)
⛔️United States Business Association of E-Commerce ® (https://usbaec.com​​​)

Facebook
Twitter
LinkedIn
WhatsApp
Picture of Tayde Aburto

Tayde Aburto

Featured Posts

Tayde Aburto

May 4, 2024

Ranking the Best Business Credit Cards for Small Businesses

Tayde Aburto

March 22, 2024

The Ultimate Guide to Building Business Credit From Scratch

Tayde Aburto

March 20, 2024

Introduction to Business Credit: What Small Business Owners Need to Know

Tayde Aburto

March 8, 2024

Learn How To Increase Your Customer Base And Sales

Tayde Aburto

March 5, 2024

What Are The Most Effective Digital Marketing Strategies For Business Growth?

Is there a lazy employee on your team sucking the energy and progress out of your business? 

It’s easy to dismiss this employee as simply “lazy” and move on, failing to address the issue.  But here’s the thing: 

- Laziness is often a symptom of a larger problem. 
- It could be something personal or professional hindering them. 

To address the situation, start with empathy. 

Ask about any issue in their life and how you can help. 

Provide ongoing feedback on their job performance. 

Set clear and achievable goals for them. 

You can find out what motivates them and create a plan to keep them engaged. 

If none of these strategies work, intervention is necessary. 

At times, people won’t change until they face consequences. 

It may be time to have that difficult conversation about the consequences if the behavior persists. 

Don’t let your entire team suffer due to one employee. 

Take action, but always lead with empathy and understanding.

#business #smallbusiness #associates #employees #businesscoach
Self-respect is like a magnet that draws others towards you. 

When you value yourself, others notice and are drawn to your confidence and authenticity. 

It's not about being perfect, but about knowing your worth and setting healthy boundaries. 

People are naturally attracted to those who respect themselves because it shows strength and integrity. 

When you treat yourself with kindness and respect, others are more likely to do the same. 

So, embrace who you are, stand tall, and let your self-respect shine—it's the secret to becoming truly attractive.

#selfrespect #confidenceboost #authenticity #knowyourworth #selfworth #innerstrength #beyourself #attractiveness #selflove #positivevibes #businesscoach #entrepreneurmindset #successcoach #businesstips #growthmindset #leadershipdevelopment #coachingbusiness #entrepreneurialjourney #businessmentor #startupadvice
“Man plans, God laughs.” 

Uncle Tony shared this story with me today @lajollaopenairemarket . He is 85 years old and very smart. I always enjoy my conversations with him. He is a wealth of knowledge. 

“Growing up, my dad would always say that phrase. 

It wasn’t until I grew older that I realized how right he was. 

Life doesn’t always bend to our will. 

We can have a plan and work hard towards it but oftentimes, the outcome looks nothing like what we expected. 

That’s not necessarily a bad thing. 

In fact, it’s an opportunity. 

What we learn, how we grow, and what we ultimately become can be defined by how we respond to unexpected twists and turns. 

So keep planning, but be ready to laugh along with God when He changes the script. 

It might just lead to something even better than what you thought you wanted.”

A perfect story for a beautiful day in #LaJolla. Happy Mother’s Day! to all the wonderful Mother’s out there. 

#life #plans #destiny
When your children don’t want to take over the family business, what should you do? 

Here’s a secret: 

First, celebrate your children’s individuality. 

Success without feeling fulfilled is unfulfilling. 

Let them find their own way. 

That said, addressing what happens after you’re gone is important. 

- Who will take over? 
- What will happen to the company? 

Consider talking to your children about having someone managerially competent take over the business. 

Take time to plan thoughtfully because this isn’t only about your business legacy but also about your family’s legacy. 

Don’t take it personally, and be supportive of their choices. 

Remember: the important thing is that they’re happy.  But also make sure your hard work isn’t lost.

#familybusiness #businesslegacy #sellbusiness #business #businesscoach
Millennials, despite being the most educated generation, hold only 4.8% of all wealth, much less than previous generations at the same age. 

This highlights the need for alternative paths to wealth accumulation. Starting their own businesses or joining family ventures could be promising avenues. 

By breaking away from traditional career paths and exploring innovative avenues, Millennials can work towards building a more prosperous future for themselves. 

It's a shift towards self-reliance and resourcefulness in response to economic disparities and evolving job markets.

#millennialwealth #entrepreneurshipjourney #familybusinesslegacy #financialfreedomgoals #wealthbuildingstrategies #generationalshifts #economicadaptation #innovativewealthgrowth #socialmediainsights #financialawareness
Subscribe to the Morning Profit! I’ll launch it on May 24, 2024. A newsletter for business owners looking to boost profits with practical morning habits. Expect actionable tips and inspiring ideas delivered straight to your inbox. #themorningprofit #morningprofitpost #profit #smallbusiness #business
Success often slips away when facing three common enemies; the comfort zone, learned helplessness, and seeking easy ways out. 

To overcome these obstacles, realize that worthwhile achievements require effort. 

Don't let comfort, excuses, or shortcuts hold you back. Take charge now and accept the challenges for true success.

Follow @taydeaburto for more!

#businesscoach #smallbusiness #startuplife #successcoach #businessstrategy #entrepreneurmindset #businessmentor #leadershipdevelopment #growyourbusiness #businesstips #bizcoach #leadershipcoach #businessgrowth #entrepreneurialmindset #businessconsultant #breakthecomfortzone
Don’t wait to invest in you or your business! The moment is now. You don’t want to miss opportunities just because you aren't ready. I have invested in myself and my business even when I didn’t have to, and that has helped me to reach many of my goals and positioned me for bigger and greater things in life. Be Intentional! #investinyourself #personaldevelopment #business #smallbusiness #businesscoach #life
If you want to increase the value of your business before your exit, let’s chat! If you are ready to sell your business, please visit https://www.m1bossacquisition.com to start the process. #sellingmybusiness #business #smallbusiness
Even when things go wrong, keep trying. 

Despite setbacks and sadness, find the courage to believe that a fresh attempt might bring a better result. 

Be the one who refuses to give up, even when it's tough. 

Be the person who keeps on trying!

#keeptrying #nevergiveup #persevere #newattempt #believe #courage #positivity #instaquote #inspiration #motivation
Here are some options if you are going through a divorce and you and your ex are trying to figure out what to do with the business. 

Besides those, 

✅ If you need a mediator
✅ If you need help to add more value to your business before you sell it
✅ If one of you keeps the business and wants to increase sales and profit

Contact me. I can help you out. 

Don’t make the mistake of selling your business for a low price or letting a profitable operation go down. You worked hard to make it happen. 

If, for some reason, you have grown apart, don’t let that stop you from having a profitable exit or continuing to build a business that can be profitable for many more years. Please send me a DM!

#divorce #businessowner #smallbusiness #business
Why investing in yourself is the ultimate investment 

Think about it: when was the last time you invested in yourself? 

20 bucks on a book? 
200 in a course? 
$2000 on a conference? 

On the surface, it sounds frivolous, but it’s actually the best investment you can make. 

Personal development is the foundation of success, both in your work and in your personal life. 

- Learn new skills 
- Unleash your creativity 
- Build your network 
- Improve your mindset Everything starts with you. 

The ROI speaks for itself: 

- More confidence 
- More opportunities 
- More money 
- More happiness 

The best part? You don’t need to invest much. 

Just a little bit, every day. 

Start small and watch the benefits pile up. 

You’re worth it! Thank you, @donaldmiller and @businessmadesimple @storybrand  team, for a very productive and insightful strategy session. I’m grateful for your support, your leadership, and everything you do to provide us with the tools and resources that we need to help our clients thrive in the marketplace. 

#business #smallbusiness #businesscoach #personaldevelopement
Personal growth is a journey where we strive to become better versions of ourselves. 

If you can honestly say you've improved as a person compared to your past self, that's a victory. 

It's about learning from experiences and making positive choices. 

Accepting change and self-improvement leads to a fulfilling life. 

So, celebrate the progress you've made on this journey of becoming a better person!

#personalgrowth #betterme #selfimprovement #journeytochange #positiveliving #mindfulchoices #embracethechange #progressoverperfection #kindnessmatters #celebrateyou
My business partner doesn’t help. So, what now? 

First, it’s time to re-evaluate. 

What are they not doing? 
What are their strengths? 
What are their weaknesses? 

Based on the answers, decide to: 

A. Get them on board 
→ Discuss how their strengths can help 
→ Acknowledge their weaknesses and offer solutions 

B. Realign expectations 
→ Clearly define their roles and responsibilities 
→ Set deadlines and make them accountable 

C. Step back or part ways 
→ Decide the business agreement or compensation 
→ Hire help or find a new partner 

No solution is easy. 

But seeking a resolution will get you out of your rut and back on track. 

Remember: Your business depends on it.

#business #smallbusiness #businesspartner #businesscoach
Burnout is a rite of passage for entrepreneurs. 

“I can do it all” is the mantra entrepreneurs live by. 

I used to do it too. 

But it’s not sustainable or scalable. 

1 key phrase saved my business: “It’s not my problem.” 

Yes. You read that right. 

I don’t mean to abandon responsibility or be rude. 

I mean to delegate and outsource. 

You need a team to scale. 

You need the time to focus on growth. 

Delegating enables you to: 

- Work on the things that matter 
- Grow, learn, and scale 
- Prioritize your energy and mental health 

Ask yourself: “What is not my problem?”. 

Delegate and reignite your passion for your business.

#scale #business #smallbusiness #businesscoach
The 1% rule is about getting better bit by bit every day!

If you make a tiny 1% improvement in your skills, habits, or goals daily, it might not seem like much at first. But over time, all those small changes add up to a big, positive difference.

It's like saving a little money each day - it might not feel like a lot, but in the end, you'll see significant growth.

The idea is that consistent small efforts can lead to impressive achievements, showing how dedication and gradual progress really pay off.

Follow @taydeaburto for more inspiration!

#ProgressEveryday #OnePercentRule #ConsistentGrowth #SmallStepsBigResults #DailyImprovement #HabitsForSuccess #AchieveGoals #DedicationPaysOff #PositiveChange #PersonalDevelopment #SmallWins #IncrementalProgress #SuccessJourney #MindsetMatters #GoalSetting #CommitToGrow #SelfImprovement #PersistencePays #ContinuousImprovement #Success Mindset

111

42

35

02

11

An Angel has been watching my son’s heart progress for 15 years. She saved my son’s life and hundreds more in her career. Blessings! Our journey is unfinished yet, but we are progressing under her watch. Thank you, God! 🙏🏻

Load More

LET`S GET SOCIAL

Facebook

2K+ Followers

Twitter

6.1K+ Followers

LinkedIn

11K+ Followers

Instagram

6K+ Followers

Youtube

5.7K+ Followers

Subscribe to
our newsletter

Stay up to date with the latest business and life insights. Subscribe to our newsletter for exclusive content and expert tips delivered straight to your inbox.

Morning Profit Post

Expect actionable tips and inspiring ideas delivered straight to your inbox!

    We won't send you spam. Unsubscribe at any time.